Points & cashback

Every naira you spend, spends you back.

Airtime, data and bills already leave your wallet. ValueLoop makes sure something comes back — points that build up, cashback that lands instantly, and tiers that pay you more the longer you stay.

See earning rates
Your points, over time
▲ 38% this month

Points and cashback compound the more you use ValueLoop for everyday spend.

Jan
Feb
Mar
Apr
May
Jun
Jul
Receipts that pay you back

Every successful purchase ends with points counting up — your reward moment.

Purchase successful
₦500 airtime · MTN
🎁 +25 points earned
What you earn

Clear rates. No hidden math.

5%
Airtime

Back in points on every top-up, any network.

4%
Data

Earn on daily, weekly and monthly bundles alike.

3%
Bills

Electricity, cable TV, internet and more.

Campaign bonus

Points earn double while a live campaign is active.

Subscription tiers

Climb the tiers, earn faster on everything.

Basic
1x points
  • Points on every transaction
  • Standard cashback rate
Silver
1.25x points
  • Faster point accrual
  • Priority campaign entries
Gold
1.5x points
  • Higher cashback caps
  • Early access to redemptions
Premium
2x points
  • Maximum earn rate on everything
  • First access to sponsored campaigns
  • Dedicated support
Where points go

Spend points your way — services, goods, or a shot at a prize.

More services

Cover your next airtime top-up, data bundle or bill straight from your points balance.

📶
💡
📺
Real merchandise

Redeem for goods from partner brands — electronics, fashion, gift cards and more.

🎧
👕
🎟
Campaign entries

Use points to enter sponsored campaigns and chase your Verified Card.

🏆 LG Tuition Cruize · Live

Start earning on day one.

Join the waitlist and your points start counting the moment ValueLoop launches.